Artificial intelligence has shattered the economics of cybercrime. Attackers no longer choose between unsophisticated mass attacks or expensive targeted campaigns—AI enables sophisticated, personalized attacks at industrial scale. Deepfake authentication, adaptive phishing, and malware that learns from defenses are now deployed against thousands of targets simultaneously.
Regional banks and credit unions face asymmetric warfare: attackers using cutting-edge AI while defenders operate with limited budgets, legacy infrastructure, and small security teams. This panel examines how AI-powered threats are evolving, why smaller institutions are increasingly attractive targets despite lower volumes, and what realistic defense strategies look like. From behavioral biometrics to threat intelligence sharing, panelists discuss surviving the AI arms race when you can't outspend the threat.