For decades, payroll and banking have operated in parallel—one managed by employers, the other by financial institutions. But for workers, these systems are inseparable. People don’t think about their money in silos; they think in dollars and cents: work, earn, spend, borrow, save, repeat.
Technology is finally catching up to that expectation. By dissolving the legacy boundaries between payroll and banking, we can create a continuous financial experience that starts with earning and seamlessly powers every aspect of a person’s financial life.
This isn’t just an operational shift. It’s a new paradigm, where financial services start at the paycheck. By reimagining how banking can integrate with payroll we can unlock a new era of financial wellness and inclusion for millions of everyday Americans.
Introduction by: Bailey Reutzel, Senior Director, Strategy and Content, American Banker Live Media
