Managing Director & Head of Digital Channels
TD Securities
Paul Margarites is the Head of Digital Channels at TD Securities, where he drives the digital transformation strategy that defines how commercial, corporate, and institutional clients interact with the bank across web and mobile portals, APIs, and embedded banking platforms.
With over 12 years of experience across global investment banks and consulting firms, Paul specializes in developing and scaling digital products through rapid prototyping and FinTech partnerships. He is recognized as a thought leader and strategic thinker, frequently presenting and publishing on innovation in financial services.
Prior to joining TD in August 2021, Paul served as Executive Director at JPMorgan Chase & Co., where he founded and led the Treasury Ignition program - integrating cloud-based ERP systems with J.P. Morgan’s treasury services. He also held leadership roles at PwC, including Head of U.S. RegTech Partnerships and Manager, where he advised top financial institutions on risk, capital strategy, and regulatory transformation.