Head of Global Payments Solutions, North America
HSBC
Tom Halpin is North America Head of Global Payments Solutions. Tom is based in New York. With more than 18 years at HSBC and over three decades in the financial services industry, Tom leads the strategy, execution, and client delivery for HSBC’s Global Payments Solutions business across the region. He is responsible for driving innovation in cash management, liquidity, and payments, helping multinational clients navigate complex markets and capture new opportunities.
Prior to joining HSBC, Tom held senior leadership roles at JPMorgan Chase. He holds an MBA from Columbia Business School and a BS in Finance from Fordham University.
Under his leadership, HSBC has been recognized as:
Cross-border payments have been banking’s most profitable inefficiency—generating billions for banks precisely because they’re slow, expensive, and opaque: taking days, costing 6-7% in fees, with zero customer visibility. That’s ending. Real-time networks are connecting across countries, stablecoins are bypassing traditional banking, and new standards are forcing transparency. Banks moving $150 trillion annually face fintechs offering instant settlement at a fraction of the cost. Yet compliance remains complex at real-time speeds. This session examines how instant cross-border payments work, where stablecoins fit, how to maintain compliance at settlement speed, and whether traditional correspondent banking survives.