Raman Bhatia

As the Group CEO of Starling Bank, Raman Bhatia leads a digital bank serving UK retail and small business customers, a UK specialist mortgage business, and a global banking Software as a Service (SaaS) export enterprise, Engine by Starling.

Before joining Starling in summer 2024, Raman was the CEO of OVO, one of the UK’s largest energy suppliers. He led OVO’s acceleration into green and sustainable technology and successfully campaigned for government support for customers during the energy and cost of living crisis.

Prior to OVO, Raman was the Head of Digital Bank for HSBC Retail Banking and Wealth Management in the UK and Europe. As a member of the Executive Committee, he led innovation, new digital ways of working, risk management and the design, development, deployment and commercialisation of digital platforms, products and channels within the UK and Europe.

Before HSBC, Raman worked in consumer tech as VP at HouseTrip and Director of Strategy at Expedia for EMEA. Earlier in his career Raman worked as a management consultant at Bain as well as an advisor to governments and international development agencies on urban governance and planning.

Raman holds an MBA from Harvard Business School and is also a Trustee at Business in the Community, where he chairs a cross-sector Cost of Living Taskforce.